Personal Injury · McKinney, TX
McKinney Car Accident
Lawyer
If you were hurt in a car accident in McKinney or anywhere in Collin County, you deserve a lawyer who will fight the insurance company — not negotiate away your recovery. At Darwich Law Firm, we handle car accident cases on a contingency basis: no fees unless we win.
No fee unless we win · Free consultation · Available 24/7
Quick Answer
After a McKinney car accident, you have two years from the date of the crash to file a personal injury lawsuit in Texas (Tex. Civ. Prac. & Rem. Code § 16.003). Missing that deadline almost always bars your claim entirely. The sooner you contact an attorney, the better — evidence disappears, witnesses forget details, and insurance adjusters work fast to minimize what they pay you.
Injured in a McKinney Car Accident?
McKinney sits at the intersection of US-75, US-380, and SH-121 — three of the busiest corridors in Collin County. High traffic volumes, aggressive drivers, distracted motorists, and commercial trucks create the conditions for serious collisions every day.
When a crash happens because someone else was careless, Texas law entitles you to pursue compensation for medical bills, lost wages, property damage, pain and suffering, and more. But the at-fault driver's insurance company is not your friend. Their adjusters are trained to close claims quickly and cheaply. Without an attorney in your corner, you may accept far less than your case is worth — or say something that hurts your claim without realizing it.
Darwich Law Firm represents injured people, not insurance companies. We investigate the crash, gather the evidence, handle all communications with adjusters, and fight for full and fair compensation — so you can focus on healing.
What to Do After a Car Accident in McKinney
- Call 911 — even if the accident seems minor, a police report creates an official record of the crash.
- Seek medical attention immediately — some injuries like whiplash, concussions, and internal bleeding may not feel serious right away. Delaying care gives insurers a reason to argue your injuries are unrelated to the crash.
- Document the scene — if you are able, photograph the vehicles, road conditions, traffic signs, and any visible injuries before anything is moved.
- Exchange information — get the other driver's name, license number, insurance information, and vehicle registration.
- Get witness contact information — names and phone numbers of anyone who saw the crash can be invaluable.
- Do not admit fault — even saying "I'm sorry" can be used against you. Stick to the facts when speaking with police.
- Contact a car accident lawyer before speaking with any insurance adjuster — including your own.
Be Careful With the Insurance Adjuster
Within hours or days of your accident, an insurance adjuster will likely contact you. They may seem friendly and sympathetic — but their job is to settle your claim for as little as possible.
Common tactics include:
- Asking you to give a recorded statement (which they can use to minimize your injuries)
- Offering a quick settlement before you know the full extent of your damages
- Suggesting your injuries were pre-existing or unrelated to the crash
- Pressuring you to accept a check before you have spoken to a lawyer
Once you accept a settlement and sign a release, you generally cannot go back and ask for more — even if your injuries turn out to be more serious than you realized. Our advice: let us handle all communications with the insurance company so you do not accidentally say or do anything that weakens your case.
Our Approach
How We Handle Your Car Accident Claim
Thorough Investigation
We gather police reports, witness statements, surveillance footage, accident reconstruction analysis, and medical records to build the strongest possible case.
Medical Coordination
We work with your treating physicians and, when necessary, bring in medical experts to document the full extent of your injuries and future care needs.
Aggressive Negotiation
We present a complete demand package to the insurance company and fight for a settlement that covers all of your losses — past, present, and future.
Trial-Ready Representation
If the insurance company refuses to pay what you deserve, we are fully prepared to take your case to trial in Collin County District Court.
Car Accident Cases We Handle
The most common type of crash in Texas. Rear-end impacts cause whiplash, herniated discs, and traumatic brain injuries that may not be obvious immediately after the crash.
Among the most deadly crashes on Texas roads. High-speed head-on impacts often result in catastrophic injuries or wrongful death.
Side-impact crashes at intersections frequently involve disputed liability. We investigate traffic signal data, witness accounts, and camera footage to establish fault.
Crashes involving commercial vehicles bring additional layers of complexity — trucking regulations, employer liability, and multiple insurance policies. We handle the full picture.
If you were hit by a drunk driver, you may be entitled to both compensatory and punitive damages. We pursue every avenue of recovery available.
Even if the at-fault driver fled the scene, you may have options — including uninsured motorist coverage under your own policy.
Texting while driving and other distractions cause thousands of crashes every year in Texas. We build evidence that the other driver was not paying attention.
When the at-fault driver has no insurance or too little coverage, we pursue your uninsured motorist (UM/UIM) claim against your own policy and any other available sources of compensation.
What Compensation Can Cover
Texas personal injury law allows car accident victims to recover economic and non-economic damages. Depending on the facts of your case, your claim may include:
- Emergency room bills, surgery costs, hospitalization, and ongoing medical treatment
- Physical therapy and rehabilitation expenses
- Future medical care, including long-term treatment for serious injuries
- Lost wages from time you missed at work
- Reduced earning capacity if your injuries affect your ability to work in the future
- Vehicle repair or replacement costs
- Pain and suffering — the physical pain and discomfort caused by your injuries
- Mental anguish — the emotional toll of the crash and recovery
- Loss of enjoyment of life if your injuries prevent you from doing things you used to do
- Loss of consortium damages for your spouse if your injuries have affected your marriage and family life
In cases involving particularly reckless behavior — such as drunk driving or excessive speeding — you may also be entitled to punitive damages designed to punish the wrongdoer.
What Is My Car Accident Claim Worth?
There is no standard formula. The value of a car accident claim depends on a combination of factors, including the severity of your injuries, the cost of your medical treatment, whether your injuries are permanent or temporary, the degree of fault of the other driver, the insurance policy limits available, and how your injuries have affected your daily life and work.
Minor fender-benders with no injury may settle for a few thousand dollars. Serious accidents involving spinal injuries, traumatic brain injuries, or permanent disability can be worth hundreds of thousands — or more.
The only way to know what your case is truly worth is to have an experienced car accident attorney evaluate the specifics. We offer free, no-obligation case reviews and will give you an honest assessment of what we believe you can recover.
How Long Do I Have to File a Car Accident Lawsuit in Texas?
In most cases, Texas gives you two years from the date of the accident to file a personal injury lawsuit (Tex. Civ. Prac. & Rem. Code § 16.003). If you miss this deadline, the court will almost certainly dismiss your case — no matter how strong it is.
There are limited exceptions. If the injured person is a minor, the clock may not start running until they turn 18. If the injury was not discovered immediately, the deadline may be extended in some circumstances.
Do not wait. Evidence fades, witnesses become unavailable, and insurance companies become less cooperative as time passes. The sooner you contact us after your accident, the better positioned you will be.
Why Us
Why Choose Darwich Law Firm for Your McKinney Car Accident Case
Local Knowledge
Our office is in McKinney. We know the roads, the courts, and the judges in Collin County.
No Fees Unless We Win
We handle every car accident case on a contingency fee basis. You pay nothing unless we recover money for you.
Direct Attorney Access
You work directly with your attorney, not a case manager or paralegal. You will always know the status of your case.
We Go to Trial If Necessary
Many law firms settle every case regardless of value. We are fully prepared to take your case to trial if that is what it takes to get you what you deserve.
Frequently Asked Questions
How much does it cost to hire a car accident lawyer in McKinney?
Nothing upfront. Darwich Law Firm handles car accident cases on a contingency fee basis, which means you pay no attorney fees unless we recover compensation for you. The only costs you may be responsible for are case expenses (such as filing fees or expert witness fees), and we discuss those with you upfront before we spend anything.
How long will my car accident case take?
It depends on the complexity of your case and how cooperative the insurance company is. Cases that settle before litigation can resolve in a few months. Cases that go to trial in Collin County can take one to two years or longer. We work to resolve your case as efficiently as possible without sacrificing the value of your recovery.
What if I was partially at fault for the accident?
Texas follows a modified comparative fault rule (Tex. Civ. Prac. & Rem. Code § 33.001). You can still recover damages as long as you were not more than 50% responsible for the accident. However, your compensation will be reduced by your percentage of fault. For example, if you were 20% at fault and your damages are $100,000, you can recover $80,000.
The other driver's insurance offered me a settlement. Should I accept it?
Not before speaking with a lawyer. Early settlement offers are almost always lower than what your case is actually worth. Once you accept and sign a release, you typically cannot go back and ask for more — even if your injuries turn out to be more serious than you initially thought. Let us evaluate the offer before you make any decisions.
What if the at-fault driver doesn't have insurance?
You may still have options. Texas law requires insurers to offer uninsured motorist (UM) coverage, though drivers can reject it in writing. If you have UM/UIM coverage on your own policy, we can pursue a claim against your own insurer. We can also investigate whether any other parties — such as a vehicle owner, employer, or government entity — bear responsibility for the crash.
Do I need a police report to file a car accident claim?
A police report is very helpful but not legally required to pursue a claim. It provides an official record of the crash, documents the other driver's information, and may include the officer's assessment of fault. If no report was filed, we can still build your case using photos, witness statements, medical records, and other evidence.
Hurt in a McKinney Car Accident?
Let's Talk.
The insurance company has lawyers working to protect their bottom line. You deserve someone fighting for yours. Contact Darwich Law Firm today for a free, no-obligation case review. We'll listen to what happened, answer your questions, and tell you honestly what we think your case is worth.
No fee unless we win · McKinney, TX · Available 24/7